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You might need private student loans to fill the gap between federal loan funds and the actual costs of college attendance.

We did research on the top private student lenders and came up with some criteria by which you can judge which private student loan is the best for you.

This means that affording college is harder than ever.

Your financial situation might make it necessary to borrow money to pay for college.

You may pay more in the long run, but for now, you’ll be able to make just one monthly payment – and it may be considerably lower than your current loan payments.

Over the past decade, college costs and fees have risen 3.5% faster than inflation each year on average.

Private student loans are similar to credit card loans.

Both are considered unsecured loans – this means that they’re riskier for the banks than secured loans, which have an asset or collateral behind them. The only asset behind an unsecured student loan is your future earning potential: your brain, essentially.

Depending on your need, you may qualify for additional grants or subsidized loans.Because of rising tuition and fees, most students will need to look outside of their own families to afford college costs.The first place you should look for help paying for school is scholarships and grants. If you’ve maximized those opportunities, see if your college offers a work-study program.We found Citizens Bank to be the best in our private student loan review. Private student loans can be confusing, but for many people they can help make college affordable.Read our reviews for help deciding which student loan may work best in your situation.




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